Bank credit appetite is tightening month to month as rising energy costs, inflation and interest rates create a challenging environment for SMEs. Creditworthy businesses are being told no, or worse, are left waiting for an answer while the clock runs down on a time-critical opportunity.
For brokers who know how to navigate commercial finance, 2026 is proving to be one of the most significant growth opportunities seen in years.
Broker Daily interviews Michael Volkiene, General Manager Loan Origination & Credit at Msquared Capital, about how the best commercial brokers are helping borrowers weather uncertainty.
Listen on Spotify or Apple Podcasts
Discussion points:
- A lender built by brokers, for brokers: actionable insights into how to add real value for commercial clients
- Why shifting bank appetites are driving a surge in time-critical bridging demand, and how non-banks fill the gap while a major bank processes in the background
- Why the best commercial brokers treat non-bank lending as a retention strategy, not a last resort
- What lenders need from a loan submission: character, collateral and a credible exit, and how to tell a borrower’s story
- The deal-killers brokers should identify early, including valuation gaps and incomplete disclosure, and why transparency upfront leads to faster decisions
- What a ‘finance fit’ conversation looks like in practice, and how to plan a borrower’s pathway back to traditional lending
Disclaimer:
General information only and does not constitute financial, investment, or legal advice. Msquared Capital’s lending activities are limited to writing loans for business and/or investment purposes only. The consumer protections in the National Credit Code do not apply.
