Bank credit appetite is tightening month to month as rising energy costs, inflation and interest rates create a challenging environment for SMEs. Creditworthy businesses are being told no, or worse, are left waiting for an answer while the clock runs down on a time-critical opportunity. For brokers who know how to navigate commercial finance, 2026 is proving to be one of the most significant growth opportunities seen in years. Broker Daily interviews Michael Volkiene, General Manager Loan Origination & Credit at Msquared Capital, about how the best commercial brokers are helping borrowers weather uncertainty.